Welcome to this week’s Gobeller product update. Below is a summary of new features, improvements, fixes, and upcoming releases across the Gobeller ecosystem.

1. Webhook Fee Waivers

We now provide webhook fee waivers for selected banks — Bell MFB, Nomba, Paystack, and GTB — depending on your subscription plan.

Eligibility Requirements

• You must be on a plan that supports webhook fee waivers.

• Your account must be properly configured with the supported bank.

• Waivers apply under normal usage parameters. Unusual or excessive usage may attract fees.

2. In-App Dashboard Notifications

Real-time in-app alerts are now active on the Gobeller Dashboard. You can now receive notifications for:

• Pending requests

• Pending loans

• Account activities

• Payments

This ensures you stay up to date on all key account events in real time.

3. E-Mandate Improvements

Recent enhancements include:

• Accurate charging for the final repayment schedule.

• Ability to reactivate completed mandates when repayment is not fully settled.

These updates improve reliability and customer repayment control.

4. Loan Auto-Debit Correction

A bug causing delayed or off-date auto-debits has been fixed. Loan deductions now occur precisely on the due date.

Additionally available:

• Loan calculator

• Repayment skip days & interval configuration

5. Multiple Liens on Customer Accounts

You can now set multiple liens on a customer’s account for:

• Contracts

• Loan security

• Guarantor obligations

• Fraud prevention

6. Account Officer Performance Tracking

You can now filter and track the number of accounts created by each account officer monthly, providing improved oversight and team analytics.

7. NGN to USD Swap Fix

The bug affecting NGN → USD swaps on the Admin Console has been resolved. Fund swaps now process smoothly.

8. Updated Gobeller Webhook Fee

Collection webhook fees have been reduced to ₦10 (previously ₦20/₦25). This simplifies billing and reduces cost.

9. Branch Management

Branch Management is now available.

Note: It must be enabled by an administrator.
If disabled, the business remains in branchless mode.

10. Corporate Account Fix & CAC API Update

• Corporate account creation issues have been resolved.

• CAC verification APIs have been migrated to a new provider for improved performance and stability.

11. BVN, NIN & Credit Check – View/Print/Download

You can now view, print, and download all verification results:

• BVN

• NIN

• Credit Check

12. Savings Product Enhancements

• Choose preferred savings products for availability on the mobile apps.

• Set product-specific charges instead of general (global) charges.

13. Virtual USD Card Upgrade

A new card-issuing partner has been integrated. Users can now create a USD virtual card with a single KYC, removing the need for multiple verifications.

14. Bank List Optimization

Bank lists are now optimized to show one bank at a time.
Gobeller handles multiple retries automatically in the background.

15. Callover Report

A new Callover Report allows you to review:

• Daily transaction summaries

• Interval-based searches

This supports better reconciliation and auditing.

16. Staff Opening & Closing Time

You can now configure staff opening and closing hours.
Outside authorized hours, login and sensitive actions will be restricted.

Restriction Message:
“Login and transaction activities are restricted during off-hours. Kindly try again during authorized time or contact support.”

17. API IP Whitelisting

Businesses using Gobeller APIs must whitelist their server IP addresses.
All requests from unapproved IPs will be declined — an added layer of security.

18. Customer Web Dashboard (New UI)

A new and more stable Customer Web Dashboard has been deployed, offering a cleaner and more responsive user experience.

19. Admin Dashboard – Custom Registration Fields

Businesses can request custom fields for the customer registration form.
Gobeller will review and activate these fields based on the business requirements.

20. Policy & Delete Account Links

Every business can now request:

• A Policy Page link

• A Delete Account Request link

Both can be added to your customer-facing platform.

Coming Soon / final 2025 update

1. Public/Open KYC Verification Link

For users to complete KYC using a publicly accessible verification link.

2. Esusu Management

3. Public OTP Verification for KYC Completion

4. Corporate Account Creation Without CAC

5. Staff Approval System

(Deposit & debit approval workflow coming soon)

6. Advanced Reports

• Disbursement Report

• Staff Performance Report

• Due Loan Report

• Missed Loan Report

• Risk Loan Report

• Profit & Loss Statement

• Balance Sheet

7. Third-party API for Loan Book Management

8. Gobeller Update Notifications Panel

9. Paystack Card Direct Debit for Mandates & Savings

10. Loan Guarantor Registration & Invitation Update

11. Auto-Settlement System

Automatically clears Bell balances and transfers funds to approved banks every 72 hours.

12. Property Management Dashboard

13. Product-based SMS Charging (Cron Job)