It’s important to note: These are Gobeller’s default charges. However, if you have a provider with lower fees, or if you prefer to use a different one, you can engage us for a direct integration. Some of the fees — including subscription — are negotiable.
1. Virtual Card (USD)
| Description | Fees |
|---|---|
| Card Issuance | $2 |
| Card Funding | $1 (for amounts <$100) 2% (for amounts >$100) |
| Card Withdrawal | $2 |
| Card Transaction/Spend | $0 |
| Monthly Card Maintenance | $0 |
| Cross-Currency/Border Transactions | 2.5% + $0.50 |
| Chargeback | $45 |
| Card Decline & Unsettled Transactions | $0.50 |
2. Nigeria Virtual Account (NGN)
| Description | Fees |
|---|---|
| Virtual Account Creation | Free |
| Fund Collection | Determine b your provider but within capped of NGN 100 |
| Payout to Other Banks | Determine b your provider but within capped of NGN 20 |
2. Nigeria Virtual Account Gobeller webhook authorization fee (NGN)
| Description | Fees |
|---|---|
| Virtual Account Creation | 0 |
| Fund Collection | NGN 25 Flat |
| Payout to Other Banks | 0 |
3. Gobeller VTU Services Commission or You link your VTU account and get direct commission
| Service | Cashback / Commission |
|---|---|
| VTU Airtime & Data Purchase | 2% Cashback |
| Bill Payments (Cable TV, Electricity) | 2% Cashback |
| Support and Maintenance | Free |
4. NGN Physical ATM Services
| Description | Fees |
|---|---|
| ATM Cash Withdrawal | ₦20 Flat |
| ATM Card Issuance - Verve | ₦2,100 ( subject to provider review ) |
| ATM Card Issuance - Mastercard | ₦2,500( subject to provider review ) |
| ATM Card Issuance - Others | ₦2,500( subject to provider review ) |
| Card BIM setup fee | ( contact support ) |
| Card Monthly active fee | ₦ 100 |
| Quarterly Maintenance fee | ₦ 35 |
| Card Link to Wallet fee | ₦ 0 |
| Card API authorization fee | ₦ 10 Flat |
5. POS Services
| Description | Fees |
|---|---|
| POS Transaction (Debit, Credit Purchase) | 0.45% (Capped at ₦80) |
| POS Bank Transfer | ₦20 Flat |
| POS Bill Payment | No Charges |
| POS DEVICE ( Mini Nomba) Outright | 25,000 |
| POS DEVICE ( Analog Nomba) Outright | ₦ 65,000 |
| ErrandPay POS ( Whitelabel ) Outright | ₦ 70,000 -75,000 -- connection fee may applied ( contact support) |
| Fluterwave Android POS DEVICE Outright | ₦ 120,000 or ( rent) caution fee 15,000 |
| Customized SDK POS device | Contact support |
| NFC kit by FCMB POS | ₦ 35,000 ( outright ) |
| Grp / Sara Whitelabel POS device | ₦ 150,000 - ₦ 170,000 ( outright ) -- connection fee may applied ( contact support) |
6. VAS Fees
| Description | Fees |
|---|---|
| Playstore onetime fee | 25$ ( Duns certificate may be required ) |
| BVN Verification | ₦50 Flat |
| NIN Verification | ₦100 Flat |
| Liveliness BVN Verification | ₦50 Flat |
| Gobeller SMS alert | No charges | custom sms charge will apply by the provider |
| Mobile Bank Transfer | ₦18 Flat or 20 Flat subject the the processing bank ( can be integrated to any provider ) |
| CAC Verification ( business account ) | ₦2,000 Flat |
| Share USSD Purchase Setup and connection | ₦200,000 Flat ( *123*111# ) -- ( session charge ₦6.5 Flat) maintenance fee (15k) code to be obtain from (wirelessbeta.com) Dedicated code can be obtain if with CBN license |
| WhatsApp Banking Bot setup | ₦100,000 Flat ( ) -- ( session charge ₦6.5 Flat) You are to purchase your preferred number to be configure from any provider. ( contact support ) |
| Customized or Wheelable App fee | All the Gobeller Setup plans has app at no extra cost, however if you need any additional channel you can engage us for pricing ( Android, IOS, USSD or WhatsApp bot) |
| Nigeria Direct Debit mandate | Creation N200 flat |
| Nigeria mandate Recovery of funds | Debit 1% capped N2000 |
| custom API integration | contact support via whatsapp or call +234 701 817 9174 |
Nigeria Virtual Bank Account Pricing
Please select and maintain a specific bank that works best for you. (Instant settlement enabled)
| # | Bank / Provider | Rate | Min Charge (₦) | Capped at (₦) (Provider) | Status / Note | Gobeller Webhook authorization fee |
|---|---|---|---|---|---|---|
| 1 | Providus Virtual Account | 1% | 20 | 500 | InActive | NGN 25 |
| 2 | Asset Matrix Virtual Account | 1% | 20 | 100 | Active | NGN 25 |
| 3 | VFD Virtual Account | 1% | 50 | 200 | InActive | NGN 25 |
| 4 | Kuda Virtual Account | 0.75% | 10 | 150 | InActive | NGN 25 |
| 5 | GTBank (New) Virtual Account | 1% | 10 | 1000 | InActive | NGN 25 |
| 6 | 9PSB Bank | 0.75% | 10 | 2000 | InActive | NGN 25 |
| 7 | FairMoney MFB | 0.75% | 20 | 100 | Active | NGN 25 |
| 8 | Amucha/ Nombank MFB | – | 20 | 100 | Active | NGN 25 |
| 9 | Safe Haven Virtual Account | 1% | 20 | 100 | InActive | NGN 25 |
| 10 | Zikora Virtual Account | 1% | 20 | 150 | Active | NGN 25 |
| 11 | Coronation Virtual Account | 1% | 20 | 300 | InActive | NGN 25 |
| 12 | Wema Virtual Account | 1% | 20 | 300 | On Request | NGN 25 |
| 13 | BellMFB Virtual Account | 0.75% | 20 | 20 | Active | NGN 100 |
| 14 | Mintyn MFB Virtual Account | 0.5% | 20 | 150 | out of service | NGN 25 |
| 15 | FCMB / Stanbic | 1% | – | 1000 | On Request | NGN 25 |
| 16 | Focus MFB | 1% | – | 100 | Active | NGN 25 |
? Stablecoin Conversion Fee Table
| Conversion | Fee |
|---|---|
| USDC → USD | 0.40% + $1 |
| USDT → USD | 0.40% + $1 |
| USD → USDT | 0.40% + $1 |
| USD → USDC | 0.40% + $1 |
Other Charges
Bank Transfers
Current standard pricing: ₦20
Direct Debit Mandate
Manual Mandate Creation: ₦100
eMandate Creation (Flat Fee): ₦200
eMandate (Successful recovery of funds from customer bank): 1% ( minimum 100) capped at ₦2000
If you don’t see a fee listed for a specific service, please feel free to contact us at sales@gobeller.com or info@gobeller.com.
? Terms of Service and Commercials
Default Pricing
These rates are the default fees and commissions for businesses using Gobeller.Alternative Providers
If you have an alternative provider, you may engage with them independently and share the API with us. Gobeller can assist with integration depending on your subscription plan at no extra cost.API Setup Fees
Basic Plan: API setup fees may apply after review.
Business and Enterprise Plans: No extra fee for API setup.
Feature Requests
Additional features can be added based on request. Kindly contact our team for further customization and support.Support
Gobeller offers free support and maintenance for all users.Important Communication Channels
WhatsApp Support: +447462288830
Email Support: infra@gobeller.com or support@gobeller.com
Disclaimer
Fees are subject to periodic review. Gobeller will notify all clients of any changes in fee structures in advance.
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